言言自明的-不一定現實

“你聽說過精神抑鬱症，這是一種精神衰退......我們可能有一個衰退，我們還沒有一個......我們有幾分成為一個民族的牢騷......你剛剛聽到這個常數嗚嗚......苦難銷售報紙...感謝上帝，經濟不是那麼糟糕，你在報紙上讀到每天。“

-前參議員菲爾·格拉姆，副主席瑞銀-麥凱恩的經濟顧問美國- 華盛頓時報 - 7月 9 日 08

percent, the most since the Irvine, California-based company began tracking statistics on default notices, warnings of a scheduled auction and repossessions in January 2005 …”The foreclosure problem is getting worse and will stay with us well into the next decade,” Mark Zandi , chief economist for Moody's Economy.com…”…Foreclosure activity is the highest since the Great Depression of the 1930 s, said Rick Sharga , RealtyTrac's vice president of marketing…”We'll have 1 million bank-owned properties by the end of the year,” Sharga said…That will represent between one-fourth and one-third of all home sales.”…About 53 percent of borrowers with subprime loans, those with poor or incomplete credit histories, will have negative equity in their homes at the end of the year, and the number will rise to 63 percent in 2009 , New York-based analysts at Credit Suisse led by Rod Dubitsky said in an April 23 report….Credit Suisse said…About 2.7 million subprime borrowers will go into foreclosures by the end of 2012 , with a peak of new foreclosures in the third quarter this year…About $ 3.5 trillion in homeowner equity has been wiped out since the spring of 2006 , when housing prices were at their peak, Zandi said. 六月份美國止贖申請從去年同期的53％，銀行收回上漲紀錄最屬性值和高利率可調整的抵押貸款惡化，越來越多的人被迫放棄他們的家園......銀行緝獲量上升171％，爾灣以來的最，總部位於加州的公司開始跟踪統計默認告示，警告1如期拍賣和2005年1月收回......“的止贖問題是越來越差，並會與我們保持也將在未來十年，” 馬克·贊迪，穆迪經濟首席經濟學家。COM ...“...止贖活動是在20世紀30年代大蕭條以來最高的， RealtyTrac公司的營銷副總裁里克·沙爾嘎說，“我們將有1萬元的銀行國有性質，由今年年底，”沙爾嘎說將代表之間的四分之一和三分之一的所有房屋銷售的。“......約53％的次級貸款，那些窮人或不完整的信用記錄，借款人將在今年年底在自己家中的負資產，和數量將在2009年上升到63％，總部位於紐約的瑞士信貸分析師領導桿Dubitsky 在4月23日的報告中說：......瑞士信貸表示，2012年底，大約 270 萬次級抵押貸款的借款人將進入止贖，今年有一個新的止贖在第三季度的高峰...房主權益約3.5萬億已消滅自2006年春天，當房價在其鼎盛時期，贊迪說。